As a massage therapist, you literally provide “hands-on” treatment to clients in order to relieve stress, facilitate healing, and provide an overall sense of wellness. Although the service you provide is invaluable, there are risks involved. To reduce any risks to you and your professional practise, you must be properly insured. What kind of Business Insurance for Massage Therapists does a massage therapist require?
Malpractice insurance, a type of Professional Liability Insurance for Allied Healthcare, protects your massage business from a potential lawsuit that a client may file against you due to negligence or malpractice that resulted in their injury or loss of property.
Whether the client was injured while receiving treatment on your work premises and requires ongoing medical treatment, or brought an unjustified lawsuit against your company, malpractice insurance will protect you from financial ruin as a result of such a claim.
Even the most heartfelt apology may not be enough to soften the heart of a person in pain and distress, and they may end up suing you for failing to prevent the accident from occurring on your business premises. Assume you’ve just mopped the floor of your clinic when a client slips and falls, resulting in a fracture that necessitates an expensive medical procedure. Your Massage Therapist Public Liability Insurance will assist in covering the medical expenses you owe the client as well as any settlement reached in court.,
If you own your own massage practise, you are more likely to face negligence claims, regardless of how diligent you are in providing your service. At some point, a former client will file a lawsuit against you, claiming that your massage treatment exacerbated their condition and financial situation by forcing them to quit their job in order to continue receiving treatment.
Your professional indemnity insurance will pay for the complainant’s medical expenses as well as any other damages ordered by the court. Get competitive quotes from reputable Natural Therapy Associations and you’ll discover that it’s far more affordable than you might think.
